FILIT LLC — SMS Terms & Conditions
 

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1. Overview
 

FILIT LLC ("FILIT," "we," "us," or "our") provides business communication and account-related messaging services to commercial clients. These SMS Terms & Conditions govern text messages sent by FILIT in connection with authorized commercial business relationships, including communications facilitated on behalf of its clients.
 

2. SMS Messaging Program
 

FILIT may facilitate SMS and MMS communications concerning existing commercial relationships, including account notifications, outstanding balances, payment reminders, payment arrangements, document requests, and other related business matters. Messages are transactional and informational in nature and are not intended for unrelated marketing or promotional purposes.
 

3. Consent to Receive Messages
 

SMS authorization may be obtained by FILIT through commercial agreements, separately executed consent provisions, or other legally recognized methods. Where FILIT relies on authorization obtained, messages will be sent only where the applicable consent authorizes the sender and the nature of the communications. Participation in SMS communications is voluntary and is not a condition of entering into a commercial agreement or obtaining services.
 

4. Message Frequency and Charges
 

Message frequency varies based on account activity and the nature of the business relationship. Message and data rates may apply. FILIT does not charge recipients a separate fee for receiving SMS/MMS messages, but mobile carriers may impose charges under their applicable service plans.
 

5. Opt-Out Instructions
 

Recipients may reply STOP to any SMS message at any time to opt out of further messages from the applicable messaging program. Following an opt-out request, recipients may receive a confirmation message. No further messages will be sent under that program unless the recipient provides renewed authorization or another lawful exception applies.  Withdrawal of SMS consent does not affect existing contractual obligations or prevent communications through other legally permissible channels.
 

6. Help and Customer Support
 

Recipients may reply HELP to any SMS message for assistance. Additional support is available through the contact information published on FILIT's website.
 

7. Message Delivery
 

SMS/MMS delivery depends on telecommunications networks, mobile carriers, device compatibility, and service availability. FILIT does not guarantee the immediate delivery or receipt of any message. Carriers are not liable for any delayed or undelivered messages.
 

8. Privacy and Information Protection
 

FILIT respects the confidentiality of mobile telephone numbers and SMS authorization information. SMS opt-in information and consent records are not sold or shared with third parties or affiliates for marketing or promotional purposes. Information may be processed by authorized telecommunications and technology service providers as necessary to deliver messages and administer the messaging service. For additional information, please review the FILIT LLC Privacy Policy, available on our website.
 

9. Compliance With Applicable Law
 

FILIT conducts its messaging activities subject to applicable federal and state laws, telecommunications regulations, carrier requirements, and contractual obligations. FILIT reserves the right to suspend or discontinue messaging where necessary to comply with applicable requirements.
 

10. Changes to These Terms
 

FILIT may revise these Terms & Conditions periodically. Updated terms will be published on our website with the applicable revision date.
 

11. Contact Information
 

FILIT LLC

Administrator@filit.io